GEMINI Software Solutions - Enabling Complete Life Cycle Management of various Bank Cards
As bank card issuers seek to capture a greater share of the cards market, they also strive harder to increase profit while keeping costs under control. Gemini Software Solutions Pvt Ltd. (GEMINI), a global payment systems company offers business value to bank card issuers in the areas of electronic payment, financial transaction processing solutions and services. GEMINI’s robust card management platform provides a complete life cycle management solution for debit, prepaid and smart chip cards, while keeping costs under control. “With our robust card management product, innovative card products can quickly be rolled out to customers efficiently at low cost of total ownership,” explains S. Rama Rao, CEO of GEMINI.
GEMINI’s card management platform provides a complete life cycle management solution for debit, prepaid and smart chip cards
TheCMMi L3 software organization is a fully owned subsidiary of the 122 year old Bahrain based Yusuf Bin Ahmed Kanoo Group of Companies. Founded in the year 1998 at Trivandrum, the company later in 2009 expanded its presence in Mumbai.GEMINI has developed a world class Cards system known as GemCards, which does transactionfor credit, debit and pre-paid cards.
“GemCards is a single solution for Banks that are into cards and banking business. GemCards acts as a comprehensive card management system which manages and supports end-to-end card specific requirements of an organization,” adds Rao. Built using high end technologies, GemCards offers flexibility, scalability and ease of use. It is designed to cater multi-institutional, multi-lingual and multi-currency platforms. “GemCards enable card issuers to take complete ownership of end to end card management process. In addition, it is highly cost-effective and developed on Service Oriented Architecture,” points out Rao. He further explains that GemCards is Payment Application – Data Security Standard (PA DSS) certified, which is one of the critical selection criteria for the bank to shortlist the product. “GemCards is having end-to-end functionality to launch a card operation for a bank within no time. Hence, it is an off-the shelf Card product where a bank or third party processor can start their operations immediately,” assures Rao.
The key features of the card system encompass product management, card application processing, authorization, card issuing, transaction processing and posting, merchant management, billing, payment processing, clearing and settlement. The CEO further briefs that GemCards is capable of issuing prepaid, private label and bank cards in multi-lingual, multi-product and multi-currency format. “Our product GemCards also has the ability to issue chip cards and affinity cards apart from providing customized Customer billing in weekly, biweekly and monthly basis,” adds Rao. Before providing customized card management system to clients, GEMINI Software team performs pre-defined quality procedures to ensure that each project fully conforms to the requirement specifications.
Apart from providing card management system, Gemini Software also specializes in Business Application Software development, in Client, Server and Web Technology and IT enabled Services. Rao believes that financial technology solutions will always be in demand and assures that GEMINI Software Solutions will consider its customers as partners and would always stand-by with clients for their growth. GEMINI’s card management platform provides a complete life cycle management solution for debit, prepaid and smart chip cards, while keeping costs under control.
The key features of the card system encompass product management, card application processing, authorization, card issuing, transaction processing and posting, merchant management, billing, payment processing, clearing and settlement. The CEO further briefs that GemCards is capable of issuing prepaid, private label and bank cards in multi-lingual, multi-product and multi-currency format. “Our product GemCards also has the ability to issue chip cards and affinity cards apart from providing customized Customer billing in weekly, biweekly and monthly basis,” adds Rao. Before providing customized card management system to clients, GEMINI Software team performs pre-defined quality procedures to ensure that each project fully conforms to the requirement specifications.
Apart from providing card management system, Gemini Software also specializes in Business Application Software development, in Client, Server and Web Technology and IT enabled Services. Rao believes that financial technology solutions will always be in demand and assures that GEMINI Software Solutions will consider its customers as partners and would always stand-by with clients for their growth. GEMINI’s card management platform provides a complete life cycle management solution for debit, prepaid and smart chip cards, while keeping costs under control.
